Flexible Finance Options Available
We are pleased to offer flexible finance through our trusted, FCA authorised broker, Ideal4Finance, including 0% interest over 12 months, with extended terms available on request. Helping you spread the cost of your bespoke pet furniture in a way that works for you.
The Pet Carpenter Ltd is an Introducer Appointed Representative of Ideal Sales Solutions Ltd, t/a Ideal4Finance. Ideal Sales Solutions Ltd is a credit broker and not a lender (FRN 703401). Finance available subject to status. The rate offered is always provisional and will depend upon your personal circumstances, the loan amount and the term.
Two Simple Ways to Pay
Option 1 – Pay Monthly with Finance
Spread the cost over 12 months interest-free, or pay over 6, 24 or 36 months at a fixed rate of 9.9% APR. Finance is arranged securely online through Ideal4Finance and subject to approval.
Option 2 – Pay in Two Instalments
Prefer not to use finance? You can place a 50% deposit to secure your place in our workshop, with the remaining 50% due before delivery.
How Financing Works
1. Secure Your Design
We’ll provide a full design and quote for your furniture. If you’d like to apply for finance, we’ll guide you through the next steps with Ideal4Finance.
2. Apply Online
- Estimate your finance plan with our simple calculator, click here.
- The finance application must be completed personally by you.
- Applications completed by a third party will not be accepted and may be considered fraudulent.
- During your application, all details including; the product description, deposit amount, and finance type, must be correct and complete.
3. Place Your Deposit
- A minimum deposit of £200 or 10% of your quoted total (whichever is greater) is payable securely by card.
- Once your application is approved and the deposit received, we’ll confirm your place in our workshop queue and begin preparing materials.
4. Order Fulfilment
- We will begin work once your finance agreement is signed and dated, and Ideal4Finance has marked your proposal as “Quote Accepted.”
- Delivery will be made only to the home address provided on your finance agreement. We cannot deliver to neighbours, depots, or collection points.
5. Delivery & Confirmation
- You’ll be required to sign for your furniture upon delivery.
- If delivered via courier, the courier will verify your identity and obtain a signed delivery note.
- We are required to submit all delivery confirmation paperwork to Ideal4Finance and retain a copy for reference.
Example Finance Breakdown
Curious what it’ll cost? Try our finance calculator! Click HERE!
- Example 1
- Quote Total: £1,695
- Deposit: £339
- Balance to Finance: £1356
- 0% Finance Over 12 Months: £113 per month
- Example 2
- Quote total: £1695
- Deposit: £339
- Balance to finance: £1356
- 9.9% APR finance over 24 months: £62.51 per month
- Total cost: £1839.24 (interest paid £144.24)
Why Finance with The Pet Carpenter?
Enjoy bespoke, handcrafted pet furniture without compromising on quality. With flexible finance options through our FCA-authorised broker, Ideal4Finance, you can spread the cost in a way that works for you. Every piece is made with care in Devon and delivered with pride, designed to suit your pet, your home, and your budget.
Estimate your finance plan with our simple calculator, click here.

Let’s Build Something Beautiful Together
Whether you prefer to pay monthly or in two simple stages, we’re here to make the process smooth, honest, and flexible. If you’d like to explore finance, just let us know when we send your quote, and we’ll guide you through the next steps.
No pressure. No hidden fees. Just thoughtful craftsmanship made affordable, your way.